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Springfield, OR 97478

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Springfield, OR 97478

Address: Springfield, OR, 97478
Phone number: (541) 320-7111
1
Car
Information
2
Your
Info
3
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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting
documents

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

Cash
in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

1.
Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

2.
Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

3.
Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

4.
Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

5.
Bad credit - OK

You don’t need to have a good credit to get a car title loan.

6.
Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

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What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

They Helped Me Out!

I saved my money carefully for years, but then disaster struck and my money was gone. To get going again, I asked Oregon Title Loans for a fast loan. I’m good now!

- Stephanie Beeler
They Are Really Incredible!

You won’t find many companies like this that work this quickly and efficiently they are really incredible. Two thumbs up to Oregon Title Loans for keeping it real!

- Delores Lawson
I Really Appreciate Their Service!

Everyone is so great here; I really appreciate it. They are helpful and I always enjoy doing business with Oregon Title Loans.

- Millie Conover
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Springfield Title Loans

If you are in need of fast cash and are having trouble getting the funding you need through a traditional bank or credit union, you have come to the right place. Oregon Title Loans can get the funding you need quickly without needing a high credit score or taking days to approve you. We can get you the cash you need in under 24 hours.

Why We Beat Competition

We are a leading lender in the area due to our fast application process and transparent services. Our application form only takes a few minutes to complete and our title loans are tailored to you to make your payments as comfortable as possible. We never charge upfront, hidden, or prepay penalty fees.

Title Loan Interest Rates

Our title loans come with progressively lowering interest rates. This means that as you make payments on your loan, the next payment will actually be cheaper.

In-Person Not Required

You can apply, get approved, and receive the funds all without leaving the comfort of your home. We make it our goal to make the process of getting you the money you need as simple and convenient as possible.

Improve Your Credit Score

If you have a poor credit score and want to build it up, an auto title loan is a perfect tool to do just that. Our title loans will help you boost your credit score for future financial stability.

Title Loan Application Process

If you are looking to get a title loan today, start by filling out our online application form. We will then qualify you within 15 minutes. Then, submit the required paperwork and we will customize a loan tailored to your budget and lifestyle. Finally, we will deposit the money in your account in under 24 hours.

Can I Keep My Car?

Yes, you get complete access to your vehicle and can drive it just like normal. We will just hold onto your vehicle’s title while you are making payments on your loan.

How Much Money Can I Get?

Car title loans can get people enough money to take back control of their finances. Oregon Title Loans does typically lend over $50,000 but the amount of your loan ultimately depends on the value of your vehicle and your ability to repay the loan.

Do Car Title Loans Have Prepayment Penalties?

No, we never charge you prepayment penalty fees on our title loans. We want you to be able to pay off your loan as soon as you’d like without being fined like at a traditional bank or credit union.

Apply Today For Fast Cash

Local Springfield residents in need of fast cash should give our team of title loan lenders a call today. We will customize a loan around your specific needs based on your budget and lifestyle. Our loans are simple, hassle-free, and convenient.

Frequently Asked Questions:

  • What are car title loans?

    Car title loans are secured loans where you can use your vehicle as collateral. By using your car as collateral, you don’t rely on your financial history. This means you can get approved for a car title loan without having perfect credit. The amount of your loan is determined by your car’s current market value, which is calculated by assessing the vehicle’s make, model, mileage, age, and condition. If your car is worth $20,000, you could receive up to $20,000!

  • How much money can I get?

    Although our customers have access to up to $50,000 through our title loans, ultimately, the amount of your loan will depend on your vehicle’s current market value. Use our online application form to apply for a loan and find out how much you qualify for today!

  • Why is an auto title loan better than a payday loan?

    Payday loans are short-term loans that offer a small amount of money at a high-interest rate. Alternatively, title loans offer more funds, at lower rates, with more flexible terms, and longer payment periods. You could enjoy a payment plan of up to 36 months through a title loan at Oregon Title Loans. Title loans are the best way for people with a poor financial history to build their credit for future financing opportunities.

  • How soon will I get the money?

    Our customers are able to get preapproved for a loan amount in less than 15 minutes. After you are approved, you could get the cash in your bank account in as little as 24 hours. We recommend that you have the required documents ready when you apply for our loans. This will expedite the process and cust down on processing times.

  • Can I still drive my car?

    We are not going to take your car when you take out a title loan. Instead, we will only take your vehicle’s title while you are making your loan payments. This allows you to drive your vehicle just like normal while making payments. Once the loan is paid off, we will return the vehicle’s title to you.

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