FAQs

  • Can I still drive my car?

    We are not going to take your car when you take out a title loan. Instead, we will only take your vehicle’s title while you are making your loan payments. This allows you to drive your vehicle just like normal while making payments. Once the loan is paid off, we will return the vehicle’s title to you.

  • How soon will I get the money?

    Our customers are able to get preapproved for a loan amount in less than 15 minutes. After you are approved, you could get the cash in your bank account in as little as 24 hours. We recommend that you have the required documents ready when you apply for our loans. This will expedite the process and cust down on processing times.

  • Why is an auto title loan better than a payday loan?

    Payday loans are short-term loans that offer a small amount of money at a high-interest rate. Alternatively, title loans offer more funds, at lower rates, with more flexible terms, and longer payment periods. You could enjoy a payment plan of up to 36 months through a title loan at Oregon Title Loans. Title loans are the best way for people with a poor financial history to build their credit for future financing opportunities.

  • How much money can I get?

    Although our customers have access to up to $50,000 through our title loans, ultimately, the amount of your loan will depend on your vehicle’s current market value. Use our online application form to apply for a loan and find out how much you qualify for today!

  • What are car title loans?

    Car title loans are secured loans where you can use your vehicle as collateral. By using your car as collateral, you don’t rely on your financial history. This means you can get approved for a car title loan without having perfect credit. The amount of your loan is determined by your car’s current market value, which is calculated by assessing the vehicle’s make, model, mileage, age, and condition. If your car is worth $20,000, you could receive up to $20,000!